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524 Cedar Creek Rd

Palatka, FL 32177
  • $950,000
  • STATUS: Active
  • ON SITE: 2 Days
  • MLS #: 261736
New On Site 2 Days Ago
UPDATED: 18 min ago
$950,000
  • 3
    BEDS
  • 1.47
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 3,722
    SQFT
  • $255
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1994
County:

School Ratings & Info

Description

Set behind a private gate, this exceptional riverfront property offers approximately 128 feet of deep, navigable frontage along the St. Johns River—blending seclusion, usability, and a true waterfront lifestyle across roughly 1.47 acres. The residence features 3 bedrooms, 3 full baths, and nearly 3,000 square feet of thoughtfully designed living space, including wheelchair-accessible features for ease and comfort throughout. A Spanish-inspired tile-look metal roof (2021) makes a strong first impression, while mature palms, vibrant azaleas, and fruit trees frame the grounds along the water’s edge. Notably, the property is high and dry, situated in flood zone X. Inside, engineered Brazilian teak flooring (2022) carries through much of the open floor plan home. The kitchen is both functional and inviting, offering leathered granite countertops (2022), a breakfast bar, and an eat-in layout positioned to capture sweeping river views. Two wood-burning fireplaces add warmth and character. Step outside and the lifestyle takes center stage. The dock is fully equipped with water and electric, featuring a 10,000 lb. boat lift (approx. 12' x 21') and a generous wet slip (approx. 20' x 35'), providing direct access to the river. A waterfront tiki bar sets the tone for relaxed gatherings, with expansive views completing the backdrop. Great home for entertaining! Additional features include: - Detached, climate-controlled 20' x 40' workshop with potential for an accessory dwelling unit - Covered RV structure (approx. 20' x 42' x 14') with 20/30/50 amp service - Secondary gated access for RVs, boats, or equipment - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Open floor plan featuring stunning water views from almost all rooms! - Covered dock with Tiki Bar-perfect way to end the day - Huge screened back porch with wood ceiling a custom fans - Ample additional parking for guests - Newer roof, hardwood floors, granite countertops - Irrigation system servicing both front and rear grounds A rare opportunity to own a fully outfitted riverfront retreat—designed for boating, hosting, and living with intention.

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© 2026 St. Augustine & St. Johns County Board of Realtors. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is believed to be accurate but not guaranteed by the MLS or Forrest Realty Group. Data last updated 2026-04-10T10:30:56.377.
www.forrestrealtygroup.com/homes/174923984
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524 Cedar Creek Rd Palatka, FL 32177

  • Price: $950,000
  • Status: Active
  • On Site: 2 Days
  • Updated: 18 min ago
  • MLS #: 261736
3
Beds
3
Baths
0
½ Baths
1.47
Acres
3,722
SQFT
$255
$/SQFT
1994
Built
Neighborhood:
Bostwick
County:
Putnam
Area:
21 - Putnam County
Property Description
Set behind a private gate, this exceptional riverfront property offers approximately 128 feet of deep, navigable frontage along the St. Johns River—blending seclusion, usability, and a true waterfront lifestyle across roughly 1.47 acres. The residence features 3 bedrooms, 3 full baths, and nearly 3,000 square feet of thoughtfully designed living space, including wheelchair-accessible features for ease and comfort throughout. A Spanish-inspired tile-look metal roof (2021) makes a strong first impression, while mature palms, vibrant azaleas, and fruit trees frame the grounds along the water’s edge. Notably, the property is high and dry, situated in flood zone X. Inside, engineered Brazilian teak flooring (2022) carries through much of the open floor plan home. The kitchen is both functional and inviting, offering leathered granite countertops (2022), a breakfast bar, and an eat-in layout positioned to capture sweeping river views. Two wood-burning fireplaces add warmth and character. Step outside and the lifestyle takes center stage. The dock is fully equipped with water and electric, featuring a 10,000 lb. boat lift (approx. 12' x 21') and a generous wet slip (approx. 20' x 35'), providing direct access to the river. A waterfront tiki bar sets the tone for relaxed gatherings, with expansive views completing the backdrop. Great home for entertaining! Additional features include: - Detached, climate-controlled 20' x 40' workshop with potential for an accessory dwelling unit - Covered RV structure (approx. 20' x 42' x 14') with 20/30/50 amp service - Secondary gated access for RVs, boats, or equipment - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Open floor plan featuring stunning water views from almost all rooms! - Covered dock with Tiki Bar-perfect way to end the day - Huge screened back porch with wood ceiling a custom fans - Ample additional parking for guests - Newer roof, hardwood floors, granite countertops - Irrigation system servicing both front and rear grounds A rare opportunity to own a fully outfitted riverfront retreat—designed for boating, hosting, and living with intention.
Exterior Features

Acreage 1+ Acres Construction Brick Dock Permitted YN Permit Current Dock YN Yes Entry Level Ground Level Entry Level1 GROUND LEVEL Location River FrontWater Front Lot Size 64033 Low Tide Depth 3-6 Feet Navigable YN Yes New Construction YN No Parking Facilities 2 Car GarageAttachedGarage Door OpenerGated Roof Metal Screened Porch YN Yes Style Single Family Home Waterfront Type River Waterfront YN Yes

Interior Features

Air Conditioning CentralElectric Flooring TileWood Heat CentralElectricHeat Pump Master Bath Jetted TubTub/Shower Separate Master Bedroom Level 1 Personal Property Ceiling FansChandelierDishwasherDryerMicrowaveRefrigeratorWasherWindow Treatments Split Plan YN Yes

Property Features

Bank Corporate Owned YN No Cdd YN No Extras Auto SprinklerBedroom DownstairsCathedral CeilingPrivate DockFireplaceGreat RoomSkylightsWheelchair AccessWorkshopIrrigation System/WellBoat Lift Hoa YN No Homestead Exemption YN Yes Minimum Lease Term No Minimum Security Security Gate Short Sale YN No Source Of Measurement Tax Records Tax Year 2025 Taxes 8548 Terms CashConv Waste InstalledSeptic Water Well Zoning R-2 R

Listing courtesy of Barbara B. Jenness, PA: 904-823-0027.


© 2026 St. Augustine & St. Johns County Board of Realtors. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is believed to be accurate but not guaranteed by the MLS or Forrest Realty Group. Data last updated 2026-04-10T10:30:56.377.
 
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Forrest Realty Group
238 W King St
St. Augustine FL, 32084